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New plans have been announced by the government that it hopes will allow people to get on the property ladder. It is announced that loans will be available to purchase houses of up to 95% of the home’s value. This is the mortgage indemnity scheme and the government hope that it will assist around 100,000 [...]  Congratulations! You’ve bought your first home! So before you start the arduous task of packing boxes, suitcases and any bags you can find, here are a few suggestions for items you will need in your new home. Storage Unless you’re moving into a very old home with lots of storage space, you’ll find that cupboards, wardrobes and [...] Reports say that home prices have dropped again, but no one has taken advantage and that the fate of the first-time buyer is primarily to blame. Truth be told, the first-time buyer almost does not exist in this market. The age of the first-time buyer has climbed to 37 years old, and separate reports confirm that [...] The market share of first time buyers dropped in July down to 34%, which is smaller drop than in June when it dipped by 38%. While many first time buyers are taking advantage of the current state of the housing market, the decline in numbers helps to prove analysts may be valid in their concerns that [...] With property prices beginning to show a steady fall month after month it appears that the time is right for first time buyers to leap back into the property ladder. As a bonus, with low interest rates available at this time for most first time buyers it will be cheaper to simply acquire a mortgage [...] |
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